Terms and conditions

This document sets out the general terms (the 'Terms') for the use of the Thorn Capstead platform. It governs the rights and obligations between you as a user and the platform operator. Please read these terms carefully and in full before using the platform, opening an account or performing transactions. They form the legal basis of use and are binding for both parties.

By registering, logging in, using the provided features or performing other activities on Thorn Capstead you expressly and fully accept these terms of use. Use of Thorn Capstead is permitted only for adults aged 18 and over. Minors or legally incapacitated persons must not use the platform. If we suspect a breach of this age requirement we reserve the right to suspend, restrict or delete accounts.

The operation of the platform may be subject to temporary technical interruptions, maintenance windows, updates or outages – for example due to market volatility, high server load or external events. We strive for high availability but cannot guarantee uninterrupted operation. Features, algorithms, pricing models or available markets may be expanded, changed, restricted or discontinued at any time without giving rise to claims against Thorn Capstead.

All platform content – texts, graphics, design, software, algorithms, trademarks, logos and AI-based analyses – is protected by copyright, trademark and other rights and is the property of Thorn Capstead or its licensors. Any reproduction, distribution, public disclosure or commercial use without our express written consent is prohibited and may have civil and criminal consequences.

As a user you are responsible for ensuring that all information provided (e.g. identification data, contacts, payment information) is correct, complete and up to date. False or misleading information may lead to account suspension, withholding of withdrawals or legal action. Your personal data will be processed exclusively in accordance with our privacy policy and the GDPR. We apply high security and transparency standards.

All investment and trading decisions you make via Thorn Capstead – whether manually or via AI automations – are your sole responsibility and at your own risk. Thorn Capstead provides a technical infrastructure but does not offer personal financial advice, recommendations or guarantees of profit. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the total loss of invested capital. Past performance is not a reliable indicator of future results. Only invest funds you can afford to lose.

We reserve the right to update or supplement these terms at any time – for example due to regulatory changes, technical developments or new market requirements. We will inform you in good time (usually at least 14 days beforehand) by email, platform messages or on the website. Continued use of the platform after the changes take effect constitutes acceptance. For material changes you may close your account.

Security and transparency are core principles of our actions. We use modern encryption technologies, conduct regular security checks, keep customer funds in separate accounts and apply strict compliance processes (KYC/AML) to ensure the highest possible protection. All processes and transactions are clearly and transparently documented. We are committed to fair, honest and customer-focused cooperation: your trust is our most valuable asset.

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